Denise St. Amant
  • Kitchener, Ontario
  • Canada
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Profile Information

Current Title
Director of Insurance Services at InHealth
Current Employer
July 2010 – Present
Past Employment/Experience
Manager Claim Specialists
Manager (AB/BI specialists),
Desjardins General Insurance
2004 - 2010 Group

Senior Casualty Consultant, Corporate Office
Desjardins General Insurance Group
1999 - 2004

Senior Claims Consultant/Examiner, Cunningham
Lindsey-Corporate Office
1996 - 1999

Rehabilitation Service Advisor /Senior Staff Adjuster
Allstate Insurance Company
1990 - 1996

Claims Adjuster (Field)
Wawanesa Insurance
1978 - 1979

Claims Adjuster (Field)
Reliance Insurance
1975 - 1978
~Bachelor of Arts (4 year) University of Toronto
~York-Seneca Rehabilitation Certificate 1998
~FIIC Insurance Institute 2000 (Award for Claims Major CICMA)
~University of Toronto Management Studies Certificate 2002
~Continuing Education, Statistics, McMaster University 2008
~Stitt Feld Handy Mediation Certificate 2009
Professional Summary
Denise St. Amant brings over 25 years of casualty claims experience
to inHealth. Uniquely able to provide technical expertise in both accident benefit and bodily injury claims. Denise has worked as a consultant and manager in casualty claims for over 25 years providing authority and guidance to the operational units of a national property and casualty insurer. With experience and expertise in rehabilitation and disability management developed over the numerous legislative changes, Denise brings a substantial practical knowledge base to our operation.

With her corporate experience, Denise brings expertise in quality assurance, transactional and corporate governance auditing as well as technical expertise infraud control and training.

Denise has worked with both large property and casualty insurers and as a
licensed independent adjuster and brings a broad perspective to our customers.
Associations and Groups
~Past Vice-President, Head Injury Association, Durham Region
(Fellow of Chartered Insurance Professionals active member and past instructor for the Institute)
~CICMA ( past Executive Committee)

Denise St. Amant's Blog

Catastrophic Definition: Ontario Court of Appeal Decision of Kusneirz v. Economical Mutual

Posted on January 4, 2012 at 1:31pm 0 Comments

On December 23, 2011 the Ontario Court of Appeal, with a panel of three, issued their decision on the case of Kusneirz v. Economical Mutual by overturning the October, 2010 decision of Justice Lauwers from the Superior Court of Justice. The appeal decision allowed for the combining of psychological and physical impairments declaring Kusneirz catastrophically impaired. 

For claims staff handling automobile claims with catastrophic applications this decision is very…


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